Enterprise Risk Management
An Exposure Control Approach to Your Business
Bollinger is one of the most experienced property and casualty and insurance
brokerage agencies in the New York, New Jersey and Pennsylvania area, serving
some of the region’s finest businesses.
Our Property-Casualty expertise represents the full array of
insurance carriers. Our knowledge and experience have earned the
trust of many small and large firms throughout the region.
The Process
Many insurance brokers are merely that - brokering the latest
product offering emphasizing price alone. Enterprise Risk
Management (ERM) is an exposure control process, not another
insurance product. This is a total cost of risk approach to your
business initiatives.
Bollinger invests our time, talent and resources by conducting a
comprehensive assessment of your business operations and
practices to identify your exposures to risk, and provide
innovative solutions to help protect your assets, goals and
future plans.
Our Approach
We invest substantial manpower upfront to fully understand your corporate
culture, business, business partners and philosophy.
Once the exposure identification process is complete, we define custom
strategies and implement programs to assist you to achieve your business
objectives and improve the bottom line.
Risk Management Assessment
Strategies are customized to address key exposure elements identified during
this process. Our methodology is simple. We analyze your business operations
from every conceivable angle to uncover the hidden exposures not seen on paper.
The results address the complex exposure issues businesses face and how to deal
with them today’s marketplace. This process looks at your organization,
personnel, net income and property.
Our insurance professionals conduct a technical review of your policies,
coverage, claims and loss histories, operations, and safety and health programs.
We assist in quantifying your total cost of risk. This provides the foundation
for the remainder of the assessment.
We have found conversing with your Supervisors and Employees provides valuable
insight into your day-to-day mechanics. Your front-line employees possess the
knowledge to review overall procedures that tie to exposure identification.
In conjunction with the interviews, our loss control professionals tour your
facilities conducting diagnostics through inspections and evaluations to obtain
firsthand knowledge of your operations and daily procedures.
Deliverables
We provide you with a detailed summary of results and offer innovative solutions
addressing the key exposure elements identified. If you believe we can mutually
benefit from a formal business relationship, we will work as partners to protect
your assets, goals and future success. From this juncture, we progress to
initiating our strategic plan.
We bring the strategic plan to fruition by assisting you with the implementation
of recommended management solutions, and custom-design programs to match your
needs. These programs are delivered to you via a dedicated client-centric web
site, MyWave®.
Once these mechanisms are in place, we continually review and provide direction
on your exposure management strategies. Our commitment to you goes beyond the
renewal period to ensure your ever-changing business needs are addressed.
The
ERM process goes beyond the physical and financial risks of your business and
truly evaluates the most integral factors to risk. We would be pleased to visit
your firm and discuss how this important approach risk can benefit your firm.
Invest in your company and employees by knowing you have the
needed protection to ensure your continued success.